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Pricing

No Upfront Fees. No Advance Payments.

At EliteScore Financial, we prioritize your satisfaction by ensuring that you are never charged before any work related to our credit repair services is completed on your behalf. Our philosophy is to earn your business by delivering tangible value before billing for our services. 


Your first payment, referred to as the First Work Fee, will be $149. This fee is charged solely after we finish the work performed in the first week and is processed on the sixth (6th) day after your enrollment. The First Work Fee includes several essential services already completed on your behalf, such as: 


- Comprehensive credit report review & analysis 

- Personalized strategy consultation 

- Account setup & document processing 

- Preparation & submission of initial disputes

- Customized restoration plan development


Once your initial work has been completed, your monthly subscription fee for credit repair will be billed 30 days after your enrollment date and every 30 days thereafter while your account remains active. Each monthly payment covers services that have already been provided during the preceding billing period, ensuring you are only paying for work that has been completed—not for services merely promised in advance. 


This structure reflects our commitment to transparency and value in our subscription plans for credit repair.

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Subscriptions

EliteScore premium subscription banner with golden shield and star logo.

Premium

Full Service

$149/month*


*MOST POPULAR*  


WHAT'S INCLUDED:  


- Three-bureau reports and scores  

- Credit Bureaus Disputes  

- One-on-one consultations  

- Credit Score Updates  

- Credit Report Updates  

- Creditor Interventions  

- Monthly Inquiry Disputes  

- Debt Validation Letters  

- Cease and Desist letters  

- Personal Information Correction Letters  

- Credit Education

EliteScore full service subscription logo with gold and navy theme.

Full Service

Full Service

$125/month*  


WHAT'S INCLUDED:  


- Three-bureau reports and scores  

- Credit Bureaus Disputes  

- One-on-one consultations  

- Credit Score Updates  

- Credit Report Updates  

- Creditor Interventions  

- Debt Validation Letters  

- Credit Education

Gold and blue ELITESCORE Basic Subscription logo.

Basic

Basic

$99/month* 


WHAT'S INCLUDED: 


- Three-bureau reports and scores

- Credit bureau disputes

- One-on-one consultations

- Credit score updates

- Credit report updates

- Credit education


*Please Note: To take advantage of our credit repair services, you must be signed up for a Credit Monitoring Service while enrolled in our credit restoration program.

$99/month* 


WHAT'S INCLUDED: 


- Three-bureau reports and scores

- Credit bureau disputes

- One-on-one consultations

- Credit score updates

- Credit report updates

- Credit education


*Please Note: To take advantage of our credit repair services, you must be signed up for a Credit Monitoring Service while enrolled in our credit restoration program. This ensures that EliteScore Financial can provide services in a timely manner. We have two preferred companies and highly recommend you use one of them for your Credit Monitoring Services. They are IdentityIQ and Smart Credit. It’s important to remain signed up with a Credit Monitoring Service for the duration of your enrollment. More information will be provided to you during your onboarding.

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